Tell me, please, we are going to Montenegro in September, not through a travel agency. We want to issue a medical insurance policy. Are there any requirements for this country for the formulation of a medical policy, for the amount of insurance? Maybe something else special? Or do we do it at our discretion?

Responses information department of the "Tourism Subtlety"
When traveling to Montenegro, there are no special requirements to the medical insurance policy, but minimize any possible risk that can be overshadowed by rest - a responsible approach to traveling abroad.

There are several programs for registration of insurance in Montenegro:

  • Program "A" (Minimum) includes only medical transportation and posthumous repatriation. According to it, the tourist can also expect that at the expense of the insurance company, if necessary, he will be taken to the nearest hospital.
  • Program "B" (Economy) is the payment of medical expenses (including for emergency dental care), payment certain transport costs and the costs of sending urgent messages. In this case, transportation costs are paid only in cases specifically described in the supplement to the insurance policy.
  • The program "C" (Classic), in addition to the previous items, includes a more complete compensation of transportation costs, plus costs for the abduction or loss of documents. Such insurance is in demand by many business tourists.
  • The program "D" (Auto) relies on those who are going to go to Montenegro by car. The program "Auto" will cover all costs associated with damage to the car, if the damage is not your fault.
  • The program "E" (Premium), in addition to medical insurance includes insurance against travel (if you cancel the trip for good reason, you can on it get all the money spent on it). Also under the Premium program, civil liability and luggage are insured

It should be noted that each new level of insurance includes all the possibilities of the previous ones - that is, the Premium program includes auto insurance, medical policy, etc.

August 21, 2013

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